PT Kredivo Finance Indonesia (Indonesia)

Kredivo Finance Indonesia is primarily engaged in personal credit institutions activity. Its headquarters is located in Dki Jakarta. The company was founded in 2011. Kredivo Finance Indonesia is a prominent fintech company in Southeast Asia, offering digital credit services and buy-now-pay-later solutions. The company was co-founded by Akshay Garg and Umang Rustagi, who envisioned providing accessible financial services to underserved populations in Indonesia. The primary business line of Kredivo is digital lending, with a focus on providing instant credit to consumers for online and offline purchases. The company also offers secondary services such as personal loans and credit score management. Kredivo's main product types include point-of-sale financing and personal installment loans, branded under the Kredivo name. Kredivo operates extensively across Indonesia, with a significant presence in major cities such as Jakarta, Surabaya, and Bandung. The company has expanded its services to other Southeast Asian markets, including Vietnam and the Philippines, through its parent company, FinAccel. Kredivo has established partnerships with numerous e-commerce platforms and retailers, including Tokopedia, Shopee, and Lazada, enhancing its service reach and customer base. The company is a member of the Indonesian Fintech Association, actively participating in industry discussions and regulatory developments. With a mission to democratize access to credit, Kredivo aims to empower consumers by providing fast, transparent, and affordable financial solutions. The company is committed to leveraging technology to improve financial inclusion and drive economic growth in the region. Kredivo's vision is to become the leading digital credit platform in Southeast Asia, transforming the way people access and use credit.