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4Finance AS (Latvia)

Main Activities: Nondepository Credit Intermediation
Full name: 4Finance AS Profile Updated: January 29, 2026
Buy our report for this company USD 29.95 Most recent financial data: 2024 Available in: English & Russian Download a sample report

4Finance AS is an international financial services group specializing in digital consumer lending. The companys business segments include short-term loans, installment loans, credit lines and related online financial products offered under various consumer brands. 4Finance AS operates in multiple markets across Europe, Asia and other regions through licensed subsidiaries. Its geographic reach is international. Key assets include proprietary technology platforms, data analytics and risk management systems, consumer finance brands and regulatory licenses. Strategically, the company focuses on scalable digital lending models, technological innovation, geographic diversification and disciplined risk management to maintain a leading position in the non-bank consumer finance sector.

Headquarters
Brivibas iela 155A
Riga; Riga; Postal Code: 1012

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Website: https://www.4finance.com

Basic Information
Total Employees:
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Registered Capital:
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Financial Auditors:
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Incorporation Date:
February 11, 2008
Key Executives
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Member of Management Board
Ownership Details
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100%
Subsidiaries
Vivus S.R.L. (Dominican Republic)
Company Performance
Financial values in the chart are available after 4Finance AS report is purchased.
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Key Financial Highlights
Annual growth percentages for latest two years in local currency EUR. Absolute financial data is included in the purchased report.
Net sales revenue
2.57%
Total operating revenue
107.51%
Operating Profit/Loss (EBIT)
1186.71%
EBITDA
1186.71%
Net Profit/Loss for the Period
374.77%
Total Assets
4.73%
Total Equity
15.72%
Operating Profit Margin (ROS)
155.26%
Net Profit Margin
158.02%
Return on Equity (ROE)
56.71%
Quick Ratio
20.18%
Cash Ratio
0.64%

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