Fideicomiso Hipotecario Fhipo/Concentradora Hipotecaria, S.A.P.I. de C.V. (Mexico)

Founded in 2014 and headquartered in Mexico City, FHipo (Fideicomiso Hipotecario) operates through Concentradora Hipotecaria, S.A.P.I. de C.V., serving as the trustor, with Banco Invex as trustee. FHipo is Mexico’s first mortgage Real Estate Investment Trust (REIT), designed to allow public investment in residential mortgage portfolios via the Mexican Stock Exchange (BMV: FHIPO14). The company specializes in acquiring, originating, co-participating, and managing residential mortgage portfolios, primarily in collaboration with institutions like INFONAVIT, FOVISSSTE, YAVE, and KREDI. Its portfolio includes over 43,000 mortgage credits, diversified across all 32 Mexican states, with a focus on low-risk assets in regions such as State of Mexico, Nuevo León, and Veracruz. FHipo’s most recognized brand is FHipo, which has become synonymous with innovation in housing finance and capital market participation. The company was a pioneer in Latin America, being the first mortgage REIT sold internationally in the region. FHipo distributes approximately 65% of its net income to investors, reinforcing its commitment to transparency and shareholder value.