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Viva Credit Ifn SA (Romania)

Main Activities: Other Activities Related to Credit Intermediation
Full name: Viva Credit Ifn SA Profile Updated: February 06, 2026
Buy our report for this company USD 29.95 Most recent financial data: 2024 Available in: English Download a sample report

Viva Credit IFN SA is a Romanian non-bank financial institution focused on consumer lending services. The company provides short-term and medium-term credit products designed to address personal financing needs, delivered through a digital-oriented application and customer servicing model. Operations include credit assessment, loan disbursement and customer support processes supported by online channels, enabling accessible financing solutions for eligible consumers across Romania. Key assets include a scalable digital lending platform, operational processes for consumer credit delivery and customer service capabilities. Strategic positioning is centered on fast and convenient access to consumer credit, streamlined digital processes and customer-oriented service, supporting demand for flexible financing solutions within Romania's non-bank lending market.

Headquarters
Bulevardul Iancu De Hunedoara Nr. 8
Bucharest; Bucharest; Postal Code: 011742

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Website: https://www.vivacredit.ro/

Basic Information
Total Employees:
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Registered Capital:
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Financial Auditors:
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Incorporation Date:
August 24, 2010
Key Executives
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Director
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Administrator
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Administrator
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Administrator
Ownership Details
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39.9173%
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34.9256%
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24.9443%
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0.2128%
Company Performance
Financial values in the chart are available after Viva Credit Ifn SA report is purchased.
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Key Financial Highlights
Annual growth percentages for latest two years in local currency RON. Absolute financial data is included in the purchased report.
Net interest income
28.75%
Net fee and commission income
-23.3%
Operating Profit/Loss (EBIT)
46.04%
Net Profit/Loss for the Period
45.58%
Total Assets
31.61%
Total Equity
33.11%
Cost to Income Ratio
-3.26%

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