United Overseas Bank Ltd (Singapore)

United Overseas Bank Ltd (UOB) is a Singapore-headquartered banking group providing a broad suite of financial services through a regional network across Asia and selected international markets. The group's activities are anchored in three core business lines: retail banking, wholesale banking, and global markets. Retail banking covers consumer deposits, payments, cards, mortgages and other personal lending, along with wealth management and private banking offerings delivered through a combination of branches, relationship managers and digital channels. Wholesale banking serves SMEs, corporates and institutional clients through commercial and corporate lending, trade and working capital solutions, transaction banking and cash management, and investment banking-related capabilities supporting capital raising and advisory needs. Global markets provides treasury products and risk management solutions, including foreign exchange and interest rate solutions, liquidity and funding management, and other market-linked offerings for both clients and the bank's own balance sheet. UOB operates through its Singapore head office and banking subsidiaries in key ASEAN markets including China, Indonesia, Malaysia, Thailand and Vietnam, supported by additional branches and offices that extend its coverage beyond the region. The group positions itself as an Asia-focused relationship bank with an emphasis on serving regional trade and investment corridors, deepening customer connectivity across ASEAN, and maintaining prudent risk and capital management while expanding fee-based franchises in wealth, transaction services and markets solutions.